Tuesday, May 26, 2015

Attended Investor's awareness program in Aditya Trading solutions













It is my pleasure to inform that Mr.Ch.R.S.Ch.Murthy Assistant Professor and I attended investor's awareness program in Aditya Trading solutions, Hyderabad. it was a great experience for both of us to attend this kind of seminar.
In this seminar we gained good knowledge over the stock market, Equity trading and Derivatives trading and its importance .according to experts opinion the present market position is good and tend to increment in the total market. it is very much necessary of creating more awareness over the stock market in india, compare to other investment avenues like Gold, Real estate, Fixed deposits, Recurring deposits and other securities. The Investors objective is to earn the profit, compare to other investment avenues share market tends to get more profit with continuous observation of selected shares related to various sectors in the country.Mr.Suresh who is the Vp in ATS lectured on basics of capital marketing. I finally thanks to SMS, SNIST HOD for sending us to this program. 

Monday, March 23, 2015

About MUDRA BANK




The Government proposes to set up Micro Units Development and Refinance Agency (MUDRA) Bank for granting loans to small entrepreneurs. The Union Finance Minister in the Union Budget 2015-16 has announced to set up MUDRA Bank through a statutory enactment. A sum of Rs. 20,000 crore would be allocated to the MUDRA Bank from the money available from shortfalls of Priority Sector Lending for creating a Refinance Fund to provide refinance to the Last Mile Financers. Another Rs. 3,000 crore would be provided to the MUDRA Bank from the budget to create a Credit Guarantee corpus for guaranteeing loans being provided to the micro enterprises. 

MUDRA Bank will operate through regional level financing institutions who in turn will connect with last mile lenders such as MFIs, Small Banks, Primary Credit Cooperative Societies, Self Help Groups (SHGs), NBFC (other than MFI) and other lending institutions. 

MUDRA Bank will refinance Micro-Finance Institutions through a Pradhan Mantri Mudra Yojana (PMMY). In lending, priority will be given to SC/ST enterprises. These measures will greatly increase the confidence of young, educated or skilled workers who would not be able to aspire to become first generation entrepreneurs; existing small businesses, too will be able to expand their activities. 

Since the MUDRA Bank will be set up through an enactment of law and it will take some time. To begin with, the same is being operationalised as a subsidiary of Small Industries Development (SIDBI). 

This was stated by Shri Jayant Sinha, Minister of State in in written reply to a question in the Lok Sabha today. 

Source:http://www.business-standard.com/

Wednesday, March 04, 2015

Regarding Bank policies




Current Monitory policy rates

Cash Reserve Ratio -                            4%

Statutory Liquidity Ratio-                    21.5%

Repo Rate-                                           7.50% (Earlier it was 7.75%)

Reverse Repo Rate-                             6.50%

Marginal standing Facility(MSF)-       8.50%

Second Middle Assignment questions for IT-B on MEFA









Write the answers for the following questions

1) What is Financial Accounting, Explain various principles of accounting (Concepts & Conventions)

2) What is Capital budgeting, Explain various methods of capital budgeting(PBP, ARR, NPV, IRR &PI)

3) What is Ratio Analysis, Explain its Advantages and Limitations